• Enjoy same-day transfers—amounts exceeding R5,000,000 (before 16:00) are processed via SWIFT for same-day settlement 
• Make real-time transfers anytime, with clear transaction limits for your convenience 
• Get enhanced security with multi-layered authentication, encryption, and fraud monitoring to safeguard every transaction 
• Use Bulk Payment or EFT options for seamless transactions with non-RTC participating banks 
• Ensure correct beneficiary details, as processed payments cannot be reversed 
• Stay informed with clear and upfront fees—refer to our Schedule of Charges for details 
• Following limits for RTC transfers are applicable:
  – Monday – Friday 00H00 – 16H00 Max transfer amount R 5,000,000
  – Monday – Friday 16H01 – 23H59 Max transfer amount R 250,000
  – Saturday, Sunday & Public Holidays 00H00 – 23H59 (All day) Max transfer amount R250,000]

For charges related to this service please refer to our Schedule of Charges on the Information Centre. 

All payment instructions through this service, once processed, cannot be withdrawn, please take care while entering the beneficiary (ies) account numbers(s) correctly.