You are required to abide by the HBZ Bank Limited terms to access its website: www.hbzbank.co.za. This website contains links, pages, data, and information on other country-specific websites and pages owned and operated by Habib Bank AG Zurich (incorporated in Switzerland), its subsidiaries, and affiliates.

By accessing this website, online services, and any pages thereof, you agree to be bound by, and indicate your acknowledgement and acceptance of, these terms and conditions. If you do not agree to, or accept the terms and conditions below, do not access this website or any other related online services and pages.

Copyright

The contents of the website(s), including but not limited to its logo, pages, text, graphics, links, pictures, sounds, information, and material therein, are the property of HBZ Bank Limited and are protected by copyright. Any unauthorised use, link, or reproduction of information, material, and proprietary software is strictly prohibited. www.hbzbank.co.za is owned by HBZ Bank Limited.

Use of Information, Material and Services

Any or all information and material contained in the text, graphics, links, pictures, and pages are subject to change without prior notification. Any information, request, or secure mail submitted to HBZ Bank Limited through this website is deemed to be the property of HBZ Bank Limited. The information and opinions disclosed on the website are neither an invitation nor an offer to purchase, invest, or perform a transaction.

Geographical Areas

Not all products and services are available in all geographical areas. You may not be eligible to request, participate, and use all products, functions, and services described on this website.

Your eligibility for a particular product, function, and service is subject to geographical areas and to the final acceptance and approval by HBZ Bank Limited.

No Guarantee

The information contained in this website, including but not limited to the text, graphics, links, sounds, pictures, and any other information, has been carefully obtained and analysed by HBZ Bank Limited. HBZ Bank Limited has tried to provide the best available, accurate, and up-to-date information on the website. However, HBZ Bank Limited does not offer any guarantees or warranties (including liabilities towards third parties) with respect to the accuracy, updating, or completeness of any or all information. The information on this website is provided for general information only and should not be used as the basis for forming opinions or making business decisions.

HBZ Bank Limited does not guarantee in any way that the functions on its website will not be interrupted or that they are free of errors, that errors will be rectified, or that the website or the respective server is free of viruses or any other detrimental elements.

HBZ Bank Limited does not accept any liability and will not be liable for any loss or damage arising directly or indirectly from the use of this website. The data, transactions, and functions made available through this website may change from time to time or may be cancelled without prior notice.

HBZ Bank Limited is not under any obligation to provide text, data, or service(s) on the website or any part of it at all times or during specific hours. HBZ Bank Limited may withdraw, suspend, cancel, revoke, or restrict the service at its sole discretion.

Any hyperlinks within this website are for informational purposes only, and any opinion, explicit or implied, in news items from newspapers, magazines, and periodicals is solely that of the author and does not necessarily represent the opinion(s) of HBZ Bank Limited.