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Islamic: Profit Rates

Validity : 1st June 2025 to 30th June 2025

Sirat Savings

Tiers Weightages Indicative Profit Rates (%)
1 – 5,000 0.0200 0.15
5,001 – 50,000 0.1600 1.24
50,001 – 100,000 0.2000 1.54
100,001 – 500,000 0.2400 1.85
500,001 – 1,000,000 0.2800 2.16
1,000,001 – above 0.3600 2.78

Sirat Premium Call Account

Tiers Same Day 48Hrs 7 Days 32 Days 60 Days 92 Days

Weightages

Indicative Profit Rates (%) Weighthages Indicative Profit Rates (%) Weightages Indicative Profit Rates (%) Weightages Indicative Profit Rates (%) Weightages Indicative Profit Rates (%) Weightages Indicative Profit Rates (%)
1 – 99,999.99 0.00090 4.45 0.00106 5.25 0.00121 5.99 0.00136 6.73 0.00140 6.93 0.00144 7.13
100,000.00 – 999,999.99 0.00092 4.55 0.00107 5.30 0.00122 6.04 0.00137 6.78 0.00141 6.98 0.00145 7.18
1,000,000 – 4,999,999.99 0.00093 4.60 0.00115 5.69 0.00129 6.38 0.00138 6.83 0.00142 7.03 0.00146 7.23
5,000,000.00+ 0.00105 5.20 0.00120 5.94 0.00135 6.68 0.00139 6.88 0.00143 7.08 0.00147 7.28

Sirat Islamic Investment Certificates

Period Weightages Indicative Profit Rates (%)
One Month 0.6500 5.02
Three Months 0.7500 5.79
Six Month 0.8500 6.56
1 Year Monthly 0.9000 6.95
1 Year 1.0000 7.72
These rates are Indicative and were last updated on 01st June 2025  

Weightages are:

  1. Subject to immediate change.
  2. Quoted as per annum rates.
  3. Quoted as indicative rates of return and based on the Shari`ah principle of Mudarabah.