Legislation
Welcome to the Legislation Section that is equipped with documents that provides complete information about the products offered by the Bank, including Key Facts Statements, Product Flyers/Brochures, Product Comparison Sheets, Terms & Conditions, Rates & Tariffs, Application Forms, Frequently Asked Questions, and other useful information materials.
For Legislation documents and information related to Habib Bank AG Zurich Islamic Banking (SIRAT), click here.



Promotion of Access to Information Act
In accordance with The Promotion of Access to Information Act we have compiled a manual to assist you in gaining access to records held by a private body.

Popia
Dear Valued HBZ Client, We have always undertaken to treat your information with the utmost care, keeping personal details confidential

National Credit Act
The National Credit Act (NCA) is a new South African law that intends to provide for greater consumer protection in transactions where consumers apply for and / or are granted credit.