We offer Diminishing Musharakah services for financing assets, such as property, vehicles, and machinery. In Diminishing Musharakah, the Bank and the customer participate in joint ownership of the property, equipment, or commercial enterprise. The customer, as a lessee, uses the Bank’s share and pays rentals, while also redeeming the Bank’s share as a partner.
Diminishing Musharakah
Our Products
We provide a wide range of Diminishing Musharakah products through our Sirat Islamic Banking.
Products
Asset Finance
Our Shariah-compliant Asset Financing solutions are designed to help you grow your business by providing the means to finance capital expenditures (CAPEX).
Commercial Property Finance
Our DM Commercial Property Finance services provide all-encompassing assistance to support the expansion of your company.
Income Generating Properties
Our Income Generating Properties enable you to grow your investment portfolios by procuring properties permissible under Shariah.
Vehicle Finance
Our structured Shariah-compliant Diminishing Musharakah facility offers an ideal solution for acquiring vehicles.